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Kansas Products

Kansas Products

Personal Lines

H03

This modified HO3 is designed for the one or two family, owner-occupied dwellings. Available in protection class 1-10. Values can range from $150,000-$5,000,000. No age requirement if necessary updates have been completed. These package policies can include Personal Property, Other Structure, Loss of Use, Personal Liability and Medical. Many optional endorsements are available.

H04

Our Renters Insurance program offers many coverages including personal property insurance, personal liability, loss of use, and more. Renters need look no further for their insurance needs, as we are able to offer flexible deductibles based on the coverage risks.

This product has been specifically designed to protect condo unit owners from a number of listed perils. With minimum coverage starting at $150,000 and no max limit on coverage A we are able to place many of your insureds needs.

Rental/Short Term Rental

This Tenant occupied program can provide ACV or Replacement Cost coverage depending upon the risk. Protection class 1-10 is acceptable with values starting at $5,000 and up, there is no age limit to qualify. You can choose from 3, 6, and 12 month policies. You may purchase up to $1,000,000 in liability coverage within this program. Vacation Rentals also available!

Vacant

Our Vacant program can provide ACV coverage depending upon the risk. Protection class 1-10 is acceptable with values ranging from $5,000-$1,000,000 and there is no age limit to qualify. You can choose from 3, 6, and 12 month policies. If the risk qualifies it has the ability to convert to a Rental policy with no additional policy fee. You may purchase up to $1,000,000 in liability coverage within this program.

Builder's Risk

One of the great things about our Builder Risk program is that we can pick up at any point in the build. Also you have the option of converting this policy from Builder Risk to Vacant with no additional policy fee. Three, six, and twelve month policies are available with values available from $5,000- $1,000,000. Protection classes 1-10.

Vacant Renovation

The vacant renovation program can provide ACV or Replacement Cost coverage depending upon the risk. Protection class 1-10 is acceptable with values ranging from $5,000-$1,000,000 and there is no age limit to qualify. You can choose from 3, 6, and 12 month policies. If the risk qualifies it has the ability to convert to a Vacant or Rental policy with no additional policy fee. You may purchase up to $1,000,000 in liability coverage within this program.

Umbrella

We offer three products with this umbrella program- Primary Umbrella, Excess Umbrella, and Target Umbrella. Limits are $1Million up to $10 Million (in $1M increments). We also have an identity theft option up to $25,000 with no deductible.

Personal Liability

We offer three products Primary Comprehensive Personal Liability (CPL), Excess CPL, and Farmers CPL. Limits are $100k, $300K, $500K, and $1M. We also have an identity theft option up to $25,000 with no deductible.

 

Commercial Products

Vacant

Our Vacant Commercial program can provide ACV or Replacement Cost coverage depending upon the risk. Values ranging from $10,000-$5,000,000 and you can choose from 3, 6, and 12 month policies. You may purchase up to $1,000,000 in liability coverage within this program.

Renovation

The vacant renovation program can provide ACV coverage depending upon the risk. Values can range from $5,000-$5,000,000. You can choose from 3, 6, and 12 month policies. If the risk qualifies it has the ability to convert to a Vacant or Rental policy with no additional policy fee. You may purchase up to $1,000,000 in liability coverage within this program.

Builder's Risk

One of the great things about our Builder Risk program is that we can pick up at any point in the build. Also you have the option of converting this policy from Builder Risk to Vacant with no additional policy fee. Three, six, and twelve month policies are available with values available from $10,000- $5,000,000. Protection classes 1-10.